Share your ideas
We are all acutely aware of the problems caused by the shortages and cost of housing. The AHC wants to achieve policy changes that would make a lasting difference: your input to our deliberations would therefore be much appreciated.
The AHC has identified four key groups for whom the affordability of their accommodation is causing serious difficulty:
Struggling renters: these are required to spend more than a third of their income on rented accommodation; they are often in the private rented sector (PRS), although the problem is also evident in in the social housing sector.
Frustrated homeowners: those unable to buy a property without spending over a third on housing costs; many, who struggling to save and without significant parental support, are destined to remain in the PRS.
Those reliant on state support: households that rely on Housing Benefit/the housing component within Universal Credit but current arrangements provide inadequate support, taking many below the poverty line.
Those who face affordability issues in older age: whose incomes drop suddenly in retirement but whose rents remain the same (something which could become a bigger issue for generation rent in the future), but also older owners in unsatisfactory homes who cannot afford to upgrade their property or acquire somewhere suitable.
We are keen to hear a range of views on how these problems of housing affordability can be ended. Although mindful of the practicalities and politics, we are hoping to bring together a small number of major policy initiatives which could make a dramatic difference. We would greatly welcome your help in focusing our attention on the issues that matter most to you.
Email any views and suggestions to email@example.com and please let us know if your views are not to be cited or quoted. The deadline for submissions is the 4th April, 2019.